But, like Cash App, your recipient must have a PayPal account to receive the funds you send. PayPal is one of the oldest ways to send money to friends and family, and you can use a credit card. If you use a credit card to fund a transfer, the Cash App charges a 3% fee or $3.00 for every $100 you transfer. The recipient must also have the app to receive the funds you send. If you don’t have their $Cashtag, you can also use their phone number or email. This is their identifier on the app, so you can send funds securely and know you’re paying the right person. To send funds to anyone, you need their $Cashtag. You can pay friends or family using your cash balance, debit, or credit card, but there’s a fee to use a credit card. Here are the top 4 ways to send money to your friends using a credit card:Ĭash App, once Square Cash, is the most popular way to transfer funds. This includes setting up two-step authorization, security questions, and confirming that who you’re sending money to is the correct person.īest Apps to Send Money with a Credit Card Beware of scams from online marketplaces, and make sure your account is as secure as possible. Safety: It is always important to send money to only those you trust, such as a close family member or friend.Credit card interest accrues daily, so it’s best to send money you know you can pay off before the due date to avoid interest charges. This means sending a friend $25 using your credit card will cost you more than $25 by the time you pay it off.
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